{"id":3685,"date":"2022-10-21T02:48:21","date_gmt":"2022-10-21T02:48:21","guid":{"rendered":"https:\/\/www.awjlaw.com\/?p=3685"},"modified":"2024-10-23T08:40:12","modified_gmt":"2024-10-23T08:40:12","slug":"how-insurance-decides-fault-in-auto-accidents","status":"publish","type":"page","link":"https:\/\/www.awjlaw.com\/faqs\/how-insurance-decides-fault-in-auto-accidents\/","title":{"rendered":"Who is at Fault for an Accident?"},"content":{"rendered":"When an <a href=\"https:\/\/www.awjlaw.com\/marietta\/car-accident-lawyer\/\">auto accident<\/a> occurs, one party or the other is typically determined to be &#8220;at fault&#8221;. In other words, they are the individual who caused the crash to happen, either by <a href=\"https:\/\/www.awjlaw.com\/faqs\/understanding-comparative-negligence\/\">negligence<\/a> or by accident. Regardless, fault is usually determined. If a police report is created as a result of an auto accident, there is usually a party faulted for the accident &#8211; typically whomever failed to obey traffic laws. Insurance companies then tend to identify fault based on those facts.\r\n\r\nThe insurance company\u2019s decision on who is at fault for an auto accident makes all the difference. You could be paying more out-of-pocket than you imagine, depending on whether you are at fault for the accident. Georgia is an at-fault state, which means the driver responsible for the accident is liable for vehicle damage, medical bills and all other related expenses. But how do they decide where to place blame?\r\n<h3>Investigation<\/h3>\r\nCar insurance companies determine fault by investigating the accident. If you need compensation after an accident, a claim must be filed with your insurance provider. When the claim is filed, an insurance adjuster will gather the necessary details to decide who is at fault for the accident and who will be paying.\r\n<div class=\"cta-inner cta-1\">\n            <div class=\"cta-inner__meta\" style=\"margin: 0;\">\n                <h3>Call Today For A Free Consultation <\/h3>\n                <div class=\"cta-inner__btn-white\">\n                    <a class=\"btn-white\" href=\"tel:+17704275498\" title=\"(770) 427-5498\">(770) 427-5498<\/a>\n                <\/div>\n            <\/div>\n        <\/div><h3>Evidence<\/h3>\r\nThe adjuster will use all available evidence at their disposal to determine fault, including, but not limited to:\r\n<ul>\r\n \t<li>Police report<\/li>\r\n \t<li>Photos<\/li>\r\n \t<li>Maps<\/li>\r\n \t<li>Witness statements<\/li>\r\n \t<li>Medical records<\/li>\r\n \t<li>Special algorithms<\/li>\r\n<\/ul>\r\n<h3>Negligence<\/h3>\r\nBased on the adjuster\u2019s review, the insurance company makes the final determination. However, fault is not always black and white. The question of\u00a0<a href=\"https:\/\/www.law.cornell.edu\/wex\/negligence\" target=\"_blank\" rel=\"noopener\">negligence<\/a> is also a determining factor in how much you will be paying for your accident. In Georgia, both drivers can be found negligent, but only one driver can be the cause of the accident. Insurance companies will only pay for the percentage of fault that they have determined their insured is responsible for.\r\n<div class=\"cta-inner cta-2\">\n            <div class=\"cta-inner__meta\" style=\"margin: 0;\">\n                <h3>Contact Our personal injury Lawyers Today<\/h3>\n                <div class=\"cta-inner__btn-white\">\n                    <a class=\"btn-white\" href=\"\/contact-us\/\" title=\"Click to contact\">Click To Contact<\/a>\n                <\/div>\n            <\/div>\n        <\/div><h2>If You Were Involved In An Auto Accident And Have Questions Or Concerns About The Steps You Need To Take To Get The Compensation You Deserve, Jones &amp; Swanson Has Answers. Our Experienced And Knowledgeable Legal Team Is Here To Offer You A Free Consultation.\u00a0<a Href=\"tel:7704275498\" Target=\"_blank\" Rel=\"noopener\">call<\/a>\u00a0now.<\/h2>\r\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>The insurance company is responsible for deciding who is at fault for an accident and who will be paying for damages. Here&#8217;s how.<\/p>\n","protected":false},"author":2,"featured_media":3737,"parent":801,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"hc_faqs":[460],"class_list":{"0":"post-3685","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"hc_faqs-car-accident","7":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Who is at Fault for an Accident? | Jones &amp; Swanson<\/title>\n<meta name=\"description\" content=\"Who is at Fault for an Accident?: Jones &amp; Swanson, with 45+ years of experience and millions recovered. 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