{"id":1324,"date":"2014-04-04T00:00:00","date_gmt":"2014-04-04T00:00:00","guid":{"rendered":"https:\/\/www.awjlaw.com\/2014\/04\/04\/who-pays-my-medical-bills-if-the-driver-doesnt-have-insurance\/"},"modified":"2025-03-03T18:26:08","modified_gmt":"2025-03-03T18:26:08","slug":"who-pays-my-medical-bills-if-the-driver-doesnt-have-insurance","status":"publish","type":"page","link":"https:\/\/www.awjlaw.com\/faqs\/who-pays-my-medical-bills-if-the-driver-doesnt-have-insurance\/","title":{"rendered":"Who Pays My Medical Bills if the Driver doesn’t Have Insurance?"},"content":{"rendered":"

Following an accident, the most important thing to do is get treatment for your injuries. We will make sure you get reimbursed for your medical expenses. If you have health insurance, use it. If you don\u2019t, we can help you find a doctor who will treat you on a lien.<\/span><\/p>\n

If the driver doesn’t have insurance, <\/span>we will use your uninsured motorist coverage to recover your medical expenses and pain and suffering<\/b>. There are ways to receive money after an accident caused by an uninsured driver. A <\/span>Marietta car accident lawyer<\/span><\/a> will review your case and determine what your best course of action is.<\/span><\/p>\n

A lawyer will investigate your accident, build a strong claim for damages, and, if necessary, take the at-fault driver to court. Let’s take a closer look at who pays your medical bills if the driver doesn’t have insurance and how an experienced lawyer will help you pursue damages.<\/span><\/p>\n

Understanding Georgia’s Fault Laws<\/span><\/h2>\n

To understand who pays your medical bills when the driver doesn’t have insurance, it is helpful to first learn about Georgia’s fault laws. Georgia is a \u201cfault\u201d car insurance state. This means that there is a \u201cfault\u201d system and whoever is at fault in an accident is liable for the damages caused by the accident.\u00a0<\/span><\/p>\n

That at-fault party’s auto insurance will generally cover your medical bills and other losses. However, if the driver is uninsured, you’ll have to seek damages another way. In this situation, since the driver is still at fault and has failed to abide by state auto insurance requirements, they could be held personally liable for your injuries and losses.<\/span><\/p>\n

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The Driver Pays Your Medical Bills if They don’t have Insurance<\/span><\/h2>\n

As mentioned above, the settlement you receive after an accident generally comes from the at-fault party’s insurance company. When the driver at fault does not have insurance or is underinsured, there are alternative methods to get money.<\/span><\/p>\n

Under the tort system, the person at fault in the accident is responsible for your medical bills and other damages. A lawyer will build a strong case on your behalf and take the at-fault driver to court for the damages you’re owed. With the help of a skilled attorney, you’ll have an excellent chance of getting the damages you deserve to move forward.\u00a0<\/span><\/p>\n

Meet with a lawyer today to learn more about who pays your accident-related medical bills when the at-fault driver doesn’t have insurance. An attorney will meet with you for a <\/span>free<\/b>, no<\/b>–obligation consultation<\/b> to discuss your accident and how you should proceed.\u00a0<\/span><\/p>\n

Uninsured Motorist Coverage Covers Medical Bills<\/span><\/h2>\n

While taking the at-fault driver to court might be the best course of action for your case, you might find that the driver doesn’t have the money to cover your medical bills and other losses. If they are unable to provide you with the financial damages that you deserve, your auto policy through your own uninsured motorist coverage will come into play.<\/span><\/p>\n

If you have <\/span>uninsured motor coverage (UM)<\/span><\/a>, you will file a claim with your own insurance policy to get the damages you deserve. Your insurance will cover the medical costs suffered after an accident with an uninsured or underinsured driver.\u00a0<\/span><\/p>\n

The amount of money you can receive from your insurance will depend on how much coverage you have. A <\/span>Marietta uninsured motorist car accident lawyer<\/span><\/a> will offer more information on uninsured motorist coverage and explain who pays your medical bills when the driver doesn’t have insurance.<\/span><\/p>\n

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Damages You Could Receive if the Driver doesn’t Have Insurance<\/span><\/h2>\n

In addition to advising you on who pays your medical bills after an accident with an uninsured driver, an experienced lawyer at Jones & Swanson will also pursue the damages you’re owed. Whether they have to file an insurance claim, civil suit, or uninsured motorist policy claim, your attorney will work hard to get the money you deserve.<\/span><\/p>\n

Depending on the injuries and losses you’ve suffered, your lawyer will pursue the following damages:<\/span><\/p>\n